HELP ME PLEASE- I need to pay bills asap!!

I am looking for someone to help me pay out some smaller loans- consolidate them and help me pay my $1900 electricity bill and others that have snuck up on me, I have breast cancer so I am on income protection benefits through my super, my husband works fulltime, In order for this to work the way it should, I would like to borrow in the vicinity of $15 000 to $30 000, it probably wont be that much, but i just need everything sorted as it is really starting to way me down! I am really tired of being turned down by banks and others as my file has a default which is paid! and i have just found out tonight that my hubbies credit rating has dropped too, we normally have everything done on time when it should be but the past couple of months have been a little hard. I am also expecting towards the end of the year a settlement,. I do not have security so would like for it to be an unsecured loan. I can guarantee you that we will do the rigth thing,i would just love for someone to help as i will also be wanting a house loan in the next year and a bit. Thank you in advance Cassandra.