Advertising policy

How it works

Each advertisement costs A$2 and is shown under one loan request. After payment, we review it, usually within one business day. Approved advertisements are published and the borrower is notified. Rejected advertisements are refunded in full to the original PayPal payment.

Once published, an advertisement is not refunded if the borrower does not reply, closes their request, or the request expires. If a request closes or expires before we review your advertisement, it is rejected and refunded.

What your advertisement must include

• A display name that identifies you or your business honestly.
• Contact details that reach you directly (phone, email, website or similar).
• If you offer credit: your Australian Credit Licence number, or the reason you are exempt.

Not allowed

• Requests for upfront fees, "insurance", "transfer" or "release" payments before a loan is provided.
• Claims of guaranteed approval, "no checks at all", or unrealistic rates and terms.
• Pretending to be a bank, government agency, another business or a person you are not.
• Asking borrowers for passwords, bank logins, card numbers or copies of ID through messaging apps.
• Gambling, spells, crypto or investment schemes, adult content, illegal goods or services.
• Content unrelated to the request, copy-and-paste spam across many requests, or misleading content.
• Collecting borrower information for resale.

Our review

We review advertisements for obvious scams, spam and policy breaches. Review is not an endorsement and does not mean we have checked your licence, rates or business. We may reject or remove any advertisement and suspend accounts that break this policy. Removed advertisements that broke this policy are not refunded.

Reporting

If you see an advertisement that breaks these rules, use the report link on the advertisement or contact us.