Car maintenance and dentist costs

Need to get some work done on my car which I need to continue to earn an income and I am needing to get some dental work done. I have a large super fund I will gain access to next year so need a short term loan for now. I have a very low credit score due to the number of enquiries I am making trying to source a loan. I remain in full time work and have the capacity to make my payments and the drive to ensure I get it all paid back.