consolidate debts and purchase tools

Hi, I am 20 years old and live at home with my mum and sister. I currently work full time and make 650 a week after tax. If this loan is granted it will wipe my debt all bar my car loan. Which is 180 weekly. I have more than enough money to afford this loan but am being rejected by banks, I think mostly due to my age and already having debt. Im finding it unfair as I know this loan is something I can easily afford. I really do hope someone can assist me, as these funds give me the tools for my wage to literally double, changing my financial life for the even better! Thankyou for your time to whoever may be reading this.
Kind regards
Leon